EP066 - Credit Line on UPI - In conversation with Gaurav Mittal, CEO & Co-Founder, Vegapay

It has been about a year since the Credit Line on UPI was announced. We caught up with Gaurav Mittal, CEO and co-founder of Vegapay, to understand what has happened in this space in the year gone by and what are some of the technology considerations for launching such a successful product. In the episode we discussed:

💸 Credit Lines and the role of third party apps

⚙️ Tech stack and regulations

💰 Opportunities for banks

🗺️ Vegapay’s role in the ecosystem

Listen to this first episode in our series on Credit Line on UPI

Contact Gaurav

LinkedIn: https://www.linkedin.com/in/gaurav-mittal-8084349/

Contact Vegapay

LinkedIn: https://www.linkedin.com/company/vegapay/

Website: https://vegapay.tech/

India Fintech Diaries is a bi-weekly (ish) podcast that peeks at the fast, “wild-west” world of Fintechs in India. The world’s most populous democracy is at the cusp of massive technological and demographic change that will forever change the way we relate to financial services and their providers. In each episode, your hosts Hemant Kshirsagar and Elroy Serrao, demystify the world of Fintech for you by exploring ideas, innovations, startups and the personalities that are shaping India’s Fintech Landscape. Join them for a wild ride into the world of Indian Fintech!!!

• No. of episodes: 94
• Latest episode: 2025-05-31
• Business Entrepreneurship

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